The CIPS Institute COMES to MANILA, PHILIPPINES

In cooperation with the NATIONAL ASSOCIATION OF REALTORS® (NAR), the largest trade association of real estate agents in the USA, we are proud to offer the Certified International Property Specialist (CIPS), a well renowned training for international real estate transactions. The five-day curriculum will provide all participants full interactive participation, working groups, learn how to solve case studies, and most especially learn how to package and market yourself for global exposure!

FOUR (4) MORE COMPELLING REASONS WHY YOU SHOULD ATTEND THE CIPS COURSE AND OBTAIN CIPS DESIGNATION:

1. Be the first 100 REALTORS® to register at the special price of $595.


2. CIPS is the only designation of its kind in the worldwide real estate community. It bespeaks of expertise and global perspective, backed by powerful brand recognition across 60 countries.


3. A special-programmed tour of the choicest project sites has been prepared for your enjoyment while in Manila, Philippines and be privileged in becoming a referral agent thus earning referral commissions.


4. The institute shall be taught by the world renowned instructor Ms. Aida D. Turbow an International Real Estate Professional with over 25 years of experience in Global Marketing & Strategic Sales. She was instrumental in the development of the CIPS Program, Chair of numerous international committees, and the intellectual architect of the Portal for worldwide real estate developments. She was also awarded as the NATIONAL ASSOCIATION OF REALTORS® (NAR) Outstanding Instructor of the year in 2003 and 2011.

Qualified as a Trainer? Take advantage of the one (1) day, “Train the Trainer” program compliments from the Instructor on Saturday, 25 February 2012.

See the attached program details and be sure to contact us for early reservation. For reservation and questions, please let us know via email at crebanar@yahoo.com / creba_national@yahoo.com or eyia888@gmail.com.

Be a CIPS Designee!

Very truly yours,

EVANGELINE A. YIA                                                    JULIUS G. TOPACIO

Chairman, CREBA-NAR Global Real Estate Council                 Vice-President for Global Real Estate Alliances

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Ten Ways to Prepare for Home Ownership

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.


2. Develop your home wish list. Then, prioritize the features on your list.


3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.


4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.


5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.





6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.


7. Get pre-approved. Organize all the documentation a lender will need to pre-approve you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.


8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.


9. Calculate the costs of home ownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.


10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

Evangeline A. Yia
International REALTOR® Member
REALTORS® Magazine ( REALTORMag.REALTOR.org )
copyright 2008. All rights reserved

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House And Lot @ Shangrila Village, Baguio City

Property Details:

Address: Shangrila Village, Baguio City
Price: Php 12,900,000
Category: House and Lot
Year Built: 2008
House Size: 310
Lot Size: 354
Bedrooms: 4
Bathrooms: 3

Property Description:

Where the cool, fresh air and mountain vistas of Baguio is within reach...witness the dramatic cloud as it envelopes your very own backyard and enjoy a "Relaxing Baguio!" everyday...

Home Features:

• kitchen with granite countertops and backsplash
• breakfast bar with glass tiles
• cathedral ceilings with crown mouldings throughout
• huge master bedroom with walk-in closet
• cozy family room
• granite and hardwood floors floors
• front porch
• view decks
• 2 huge water tanks
• big side yard
• outside kitchen
• Property has a separate one bedroom/1 bath guest suite

View Photos Here

The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. The information at this site is provided solely for informational purposes and does not constitute an offer to sell, rent, or advertise real estate outside the state in which the owner of the site is licensed. The owner is not making any warranties or representations concerning any of these properties including their availability. Information at this site is deemed reliable but not guaranteed and should be independently verified.

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